Where the Money Reside?

Posted by Victoria Snyder on

Our box for the month of March is all about financial wellness. No matter your credit score, or how much (or little) you have in savings, there is still room to learn more ways to make your money work for you. As a business owner, I have to make sure my money makes sense for both me personally and for the business.

Like many small business owners I created a system that works for me and helps me manage my funds every day. Not everything I use will make sense for you —- but below are a few that help me run my house and my business flawlessly.

  1. Freshbooks or Quickbooks.

    1. When I became an independent contactor years ago, my business partner at the time insisted that I get Freshbooks because it was the system he used and it would make things so much easier sending invoices and payments. Not thinking much of it, I signed up for the $10 a moth option and kept it going. It wasn’t until it was time to do my taxes that year that I realized what a saving grace Freshbooks was for me. It showed me how much had come in for profits, what I spent (expenditures), mileage and all kinds of reports I did not tap into or take advantage of. Fast forward five years later, and Freshbooks keeps everything for me. If you are writing a business plan, did you know Freshbooks can do a profit/loss statement for you to include in your business plan or if you are trying to secure funding? YUP! Click the link here to access a trial free for 7 days!

  2. Tax Accountant

    • If you don’t know what you don’t know, then you can’t know what you are supposed to know, right? Well, I used to use TurboTax for my taxes, and while I was happy with my return, when I started my business I knew 100000% I was not able to maximize the benefits for what I would need. I reached out to some friends, and Jason Smida was the one who was suggested and came so highly acclaimed. I set my appointment up with Jason, and it was such a lovely experience. He spent time getting to know me as the person, and now just an entity, and asked me all about my business and personal expenses. To do the taxes he makes it so easy; through a portal I upload my documents and then we are good to go! If you need your taxes done, I cannot speak more highly of Jason at all!

  3. Paypal/Square/Venmo

    • Let’s break it down. There are a TON OF WAYS to get money and to make money. One of the biggest mistakes startup companies, or makers make, is that they are willing to accept money in any form to make the sale. BIG NO NO. The reason why? Liability and insurance. PayPal has insurance on all your purchases (it’s why you click for personal or business use). Pay someone for a product and it doesn’t show up —- due to their built in insurance policy, you may be able to get your money back. Other apps such as Cashapp do not offer the same kindness, so if you are a small business the best bet is to stick to Square or PayPal for your money transactions. If you absolutely have to have another portal for receiving money, Venmo is the next choice.

  4. Credit Karma

    • What is your credit score? How often do you check it? I’m not asking you to check it every three hours, but knowing where it is weekly is important. Whether you have a lot of credit card debt, or student loan debt (hello, that’s me!), knowing how your score fluctuate and why is super important. My credit card reports to the bureaus, two days before my payment date, so it always shows that I have a high limit, or money on the card. I fixed it though —- I changed my payment to two days before they submit to the bureaus, which gave me an extra five points every month because it showed my balanced was paid. Credit Karma is free and you can get yours here.

  5. Stash

    • I was a newbie at the stock market game. IRA, Roth IRA, it all sounded the same and I was overwhelmed. I sat with a financial advisor, but I felt like he was talking to me above my head. I wanted education that was digestible on it, to understand the why of investing, and how to do it properly. I stumbled across STASH and I’ve been using it now for four years. Stash is a great tool to take money weekly, bi weekly, or monthly to a savings account that is tied to stock options. I have my retirement fund (because for the last 7 years I’ve been an independent contractor) and also a savings account. I am happy with BOTH accounts and the money I have accrued with it. The best part? It sends me reports and the EFTs so I can give them to my accountant in a seamless way. If you use my link to sign up, you’ll automatically get $20 to start investing in stocks (FREE MONEY!)

  6. Robinhood

    • Remember a few weeks ago when everyone is screaming about buying GameStop stock and you were just sitting there like, why? Well, insider trading and working the system resulted in a large financial gain for a lot of people, if they were shopping their stocks through Robinhood. Robinhood is an app (both Android and Apple) that allows you to buy stock. The great part of the app is that you do not need to buy the full stock, but a portion. Example — Apple is $239 a share —- what if you only have $20 — you can buy part of a share of the share, and still get the benefits of owning the stock. Robinhood is another great platform that provides education on what and how you should buy stocks. I purchased a few (because I’m not made of money) of Moderna and Pfizer before the vaccines dropped, and it has been a great investment thus far. Each person has their comfort level of investing —- high yield, high risk, or low yield, minimal risk and everything in between. Use my link to get $20 to start investing.

Financial literacy is paramount to us. In a buyer’s economy, learning how to make your money work for you smarter, and harder, so you can eventually one day enjoy the idea of retirement is a promise I want to keep to myself. Learning how to save, learning the power of credit, and apps and tools that are free to use to support you should be at the top of your to do list.

Also, our box this month is all about financial literacy —- so you can shop it here for yourself — or gift to a friend in need (Great idea for a college student!).

23 comments


  • Hey there, I just found your site, quick question…

    My name’s Eric, I found selfcaresenorita.com after doing a quick search – you showed up near the top of the rankings, so whatever you’re doing for SEO, looks like it’s working well.

    So here’s my question – what happens AFTER someone lands on your site? Anything?

    Research tells us at least 70% of the people who find your site, after a quick once-over, they disappear… forever.

    That means that all the work and effort you put into getting them to show up, goes down the tubes.

    Why would you want all that good work – and the great site you’ve built – go to waste?

    Because the odds are they’ll just skip over calling or even grabbing their phone, leaving you high and dry.

    But here’s a thought… what if you could make it super-simple for someone to raise their hand, say, “okay, let’s talk” without requiring them to even pull their cell phone from their pocket?

    You can – thanks to revolutionary new software that can literally make that first call happen NOW.

    Talk With Web Visitor is a software widget that sits on your site, ready and waiting to capture any visitor’s Name, Email address and Phone Number. It lets you know IMMEDIATELY – so that you can talk to that lead while they’re still there at your site.

    You know, strike when the iron’s hot!

    CLICK HERE https://boostleadgeneration.com to try out a Live Demo with Talk With Web Visitor now to see exactly how it works.

    When targeting leads, you HAVE to act fast – the difference between contacting someone within 5 minutes versus 30 minutes later is huge – like 100 times better!

    That’s why you should check out our new SMS Text With Lead feature as well… once you’ve captured the phone number of the website visitor, you can automatically kick off a text message (SMS) conversation with them.

    Imagine how powerful this could be – even if they don’t take you up on your offer immediately, you can stay in touch with them using text messages to make new offers, provide links to great content, and build your credibility.

    Just this alone could be a game changer to make your website even more effective.

    Strike when the iron’s hot!

    CLICK HERE https://boostleadgeneration.com to learn more about everything Talk With Web Visitor can do for your business – you’ll be amazed.

    Thanks and keep up the great work!

    Eric
    PS: Talk With Web Visitor offers a FREE 14 days trial – you could be converting up to 100x more leads immediately!
    It even includes International Long Distance Calling.
    Stop wasting money chasing eyeballs that don’t turn into paying customers.
    CLICK HERE https://boostleadgeneration.com to try Talk With Web Visitor now.

    If you’d like to unsubscribe click here http://boostleadgeneration.com/unsubscribe.aspx?d=selfcaresenorita.com

    Eric Jones on

  • Hi, Eric here with a quick thought about your website selfcaresenorita.com…

    I’m on the internet a lot and I look at a lot of business websites.

    Like yours, many of them have great content.

    But all too often, they come up short when it comes to engaging and connecting with anyone who visits.

    I get it – it’s hard. Studies show 7 out of 10 people who land on a site, abandon it in moments without leaving even a trace. You got the eyeball, but nothing else.

    Here’s a solution for you…

    Talk With Web Visitor is a software widget that’s works on your site, ready to capture any visitor’s Name, Email address and Phone Number. You’ll know immediately they’re interested and you can call them directly to talk with them literally while they’re still on the web looking at your site.

    CLICK HERE https://boostleadgeneration.com to try out a Live Demo with Talk With Web Visitor now to see exactly how it works.

    It could be huge for your business – and because you’ve got that phone number, with our new SMS Text With Lead feature, you can automatically start a text (SMS) conversation – immediately… and contacting someone in that 5 minute window is 100 times more powerful than reaching out 30 minutes or more later.

    Plus, with text messaging you can follow up later with new offers, content links, even just follow up notes to keep the conversation going.

    Everything I’ve just described is extremely simple to implement, cost-effective, and profitable.

    CLICK HERE https://boostleadgeneration.com to discover what Talk With Web Visitor can do for your business.

    You could be converting up to 100X more eyeballs into leads today!

    Eric
    PS: Talk With Web Visitor offers a FREE 14 days trial – and it even includes International Long Distance Calling.
    You have customers waiting to talk with you right now… don’t keep them waiting.
    CLICK HERE https://boostleadgeneration.com to try Talk With Web Visitor now.

    If you’d like to unsubscribe click here http://boostleadgeneration.com/unsubscribe.aspx?d=selfcaresenorita.com

    Eric Jones on

  • Hey, my name’s Eric and for just a second, imagine this…

    - Someone does a search and winds up at selfcaresenorita.com.

    - They hang out for a minute to check it out. “I’m interested… but… maybe…”

    - And then they hit the back button and check out the other search results instead.

    - Bottom line – you got an eyeball, but nothing else to show for it.

    - There they go.

    This isn’t really your fault – it happens a LOT – studies show 7 out of 10 visitors to any site disappear without leaving a trace.

    But you CAN fix that.

    Talk With Web Visitor is a software widget that’s works on your site, ready to capture any visitor’s Name, Email address and Phone Number. It lets you know right then and there – enabling you to call that lead while they’re literally looking over your site.

    CLICK HERE https://boostleadgeneration.com to try out a Live Demo with Talk With Web Visitor now to see exactly how it works.

    Time is money when it comes to connecting with leads – the difference between contacting someone within 5 minutes versus 30 minutes later can be huge – like 100 times better!

    Plus, now that you have their phone number, with our new SMS Text With Lead feature you can automatically start a text (SMS) conversation… so even if you don’t close a deal then, you can follow up with text messages for new offers, content links, even just “how you doing?” notes to build a relationship.

    Strong stuff.

    CLICK HERE https://boostleadgeneration.com to discover what Talk With Web Visitor can do for your business.

    You could be converting up to 100X more leads today!

    Eric
    PS: Talk With Web Visitor offers a FREE 14 days trial – and it even includes International Long Distance Calling.
    You have customers waiting to talk with you right now… don’t keep them waiting.
    CLICK HERE https://boostleadgeneration.com to try Talk With Web Visitor now.

    If you’d like to unsubscribe click here http://boostleadgeneration.com/unsubscribe.aspx?d=selfcaresenorita.com

    Eric Jones on

  • Hi, my name is Eric and I’m betting you’d like your website selfcaresenorita.com to generate more leads.

    Here’s how:
    Talk With Web Visitor is a software widget that’s works on your site, ready to capture any visitor’s Name, Email address and Phone Number. It signals you as soon as they say they’re interested – so that you can talk to that lead while they’re still there at selfcaresenorita.com.

    Talk With Web Visitor – CLICK HERE http://boostleadgeneration.com for a live demo now.

    And now that you’ve got their phone number, our new SMS Text With Lead feature enables you to start a text (SMS) conversation – answer questions, provide more info, and close a deal that way.

    If they don’t take you up on your offer then, just follow up with text messages for new offers, content links, even just “how you doing?” notes to build a relationship.

    CLICK HERE http://boostleadgeneration.com to discover what Talk With Web Visitor can do for your business.

    The difference between contacting someone within 5 minutes versus a half-hour means you could be converting up to 100X more leads today!

    Try Talk With Web Visitor and get more leads now.

    Eric
    PS: The studies show 7 out of 10 visitors don’t hang around – you can’t afford to lose them!
    Talk With Web Visitor offers a FREE 14 days trial – and it even includes International Long Distance Calling.
    You have customers waiting to talk with you right now… don’t keep them waiting.
    CLICK HERE http://boostleadgeneration.com to try Talk With Web Visitor now.

    If you’d like to unsubscribe click here http://boostleadgeneration.com/unsubscribe.aspx?d=selfcaresenorita.com

    Eric Jones on

  • Hello, my name’s Eric and I just ran across your website at selfcaresenorita.com…

    I found it after a quick search, so your SEO’s working out…

    Content looks pretty good…

    One thing’s missing though…

    A QUICK, EASY way to connect with you NOW.

    Because studies show that a web lead like me will only hang out a few seconds – 7 out of 10 disappear almost instantly, Surf Surf Surf… then gone forever.

    I have the solution:

    Talk With Web Visitor is a software widget that’s works on your site, ready to capture any visitor’s Name, Email address and Phone Number. You’ll know immediately they’re interested and you can call them directly to TALK with them – literally while they’re still on the web looking at your site.

    CLICK HERE https://boostleadgeneration.com to try out a Live Demo with Talk With Web Visitor now to see exactly how it works and even give it a try… it could be huge for your business.

    Plus, now that you’ve got that phone number, with our new SMS Text With Lead feature, you can automatically start a text (SMS) conversation pronto… which is so powerful, because connecting with someone within the first 5 minutes is 100 times more effective than waiting 30 minutes or more later.

    The new text messaging feature lets you follow up regularly with new offers, content links, even just follow up notes to build a relationship.

    Everything I’ve just described is extremely simple to implement, cost-effective, and profitable.

    CLICK HERE https://boostleadgeneration.com to discover what Talk With Web Visitor can do for your business, potentially converting up to 100X more eyeballs into leads today!

    Eric
    PS: Talk With Web Visitor offers a FREE 14 days trial – and it even includes International Long Distance Calling.
    You have customers waiting to talk with you right now… don’t keep them waiting.
    CLICK HERE https://boostleadgeneration.com to try Talk With Web Visitor now.

    If you’d like to unsubscribe click here http://boostleadgeneration.com/unsubscribe.aspx?d=selfcaresenorita.com

    Eric Jones on

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